{"id":32109,"date":"2026-07-13T14:38:53","date_gmt":"2026-07-13T14:38:53","guid":{"rendered":"https:\/\/macite.tg\/?p=32109"},"modified":"2026-07-16T17:54:48","modified_gmt":"2026-07-16T17:54:48","slug":"retraite-la-crt-et-la-cnss-lancent-la-liquidation-coordonnee-des-pensions","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=32109","title":{"rendered":"RETRAITE : La CRT et la CNSS lancent la liquidation coordonn\u00e9e des pensions"},"content":{"rendered":"\n

C\u2019est une excellente nouvelle pour les travailleurs togolais ayant altern\u00e9 entre le secteur public et le secteur priv\u00e9. La Caisse de Retraites du Togo (CRT) et la Caisse Nationale de S\u00e9curit\u00e9 Sociale (CNSS) ont annonc\u00e9 la mise en \u0153uvre effective du m\u00e9canisme de liquidation coordonn\u00e9e des pensions.<\/em><\/strong><\/p>\n\n\n\n

Conforme aux arr\u00eat\u00e9s interminist\u00e9riels en vigueur, ce dispositif historique harmonise enfin le traitement des droits \u00e0 la retraite pour les b\u00e9n\u00e9ficiaires ayant cotis\u00e9 aupr\u00e8s des deux institutions au cours de leur carri\u00e8re.<\/p>\n\n\n\n

Fin du rachat de cotisations, des ann\u00e9es de travail enfin cumul\u00e9es<\/strong><\/p>\n\n\n\n

Auparavant, changer de statut professionnel (passer du priv\u00e9 au public, ou inversement) imposait un processus de rachat de p\u00e9riodes de cotisation jug\u00e9 \u00ab p\u00e9nible et d\u00e9favorable \u00bb<\/em> par les b\u00e9n\u00e9ficiaires d’assurance. D\u00e9sormais, cette pratique appartient au pass\u00e9.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Le nouveau m\u00e9canisme s’adresse directement aux travailleurs affili\u00e9s successivement ou alternativement aux deux r\u00e9gimes. Toutes les p\u00e9riodes accomplies sous la CRT et la CNSS seront totalis\u00e9es pour le calcul final de la pension de retraite. L’objectif est simple : permettre \u00e0 chaque citoyen de faire valoir l’int\u00e9gralit\u00e9 de sa carri\u00e8re professionnelle sans perdre un seul mois de cotisation.<\/p>\n\n\n\n

Comment fonctionne la liquidation coordonn\u00e9e ?<\/strong><\/p>\n\n\n\n

Pour b\u00e9n\u00e9ficier de cette totalisation des droits, les assur\u00e9s doivent remplir les conditions d’\u00e2ge et de cessation d’activit\u00e9 fix\u00e9es par chacun des deux r\u00e9gimes.<\/p>\n\n\n\n

Toutefois, une flexibilit\u00e9 est accord\u00e9e pour \u00e9viter de p\u00e9naliser les travailleurs : \u00ab Pour un assur\u00e9 qui n’a r\u00e9uni les conditions de liquidation qu’au titre d’un seul r\u00e9gime, il peut obtenir la liquidation de son droit aupr\u00e8s de ce r\u00e9gime en attendant l’accomplissement des conditions au titre de l’autre r\u00e9gime \u00bb<\/em>, pr\u00e9cisent la CRT et la CNSS.<\/p>\n\n\n\n

Un pilier majeur du renforcement de la protection sociale au Togo<\/strong><\/p>\n\n\n\n

Notons que cette r\u00e9forme s’inscrit dans la dynamique gouvernementale de modernisation et de renforcement de la protection sociale pour tous les Togolais.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Les deux institutions continuent d’ailleurs d’afficher une solide sant\u00e9 financi\u00e8re au service des populations. En 2025, la CRT, qui assure la gestion des pensions des agents publics civils et militaires, a vers\u00e9 52,5 milliards CFA de prestations sociales. La CNSS couvre, de son c\u00f4t\u00e9, les travailleurs du secteur priv\u00e9, les travailleurs ind\u00e9pendants et ceux de l’\u00e9conomie informelle, avec des taux de cotisation de 17,5 % \u00e0 la charge de l’employeur et 4 % \u00e0 la charge du travailleur.<\/p>\n\n\n\n

Gr\u00e2ce \u00e0 cette synergie entre la CRT et la CNSS, le Togo franchit un cap d\u00e9cisif vers un syst\u00e8me de retraite plus juste, plus fluide et protecteur pour l’ensemble des travailleurs.<\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/a><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, publi-reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong><\/strong><\/em><\/strong><\/p>\n\n\n\n

www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

C\u2019est une excellente nouvelle pour les travailleurs togolais ayant altern\u00e9 entre le secteur public et le secteur priv\u00e9. 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