{"id":29384,"date":"2026-03-31T10:53:25","date_gmt":"2026-03-31T10:53:25","guid":{"rendered":"https:\/\/macite.tg\/?p=29384"},"modified":"2026-03-31T10:53:28","modified_gmt":"2026-03-31T10:53:28","slug":"finance-inclusive-33-000-credits-en-faveur-des-agr-en-2025","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=29384","title":{"rendered":"FINANCE INCLUSIVE : 33.000 cr\u00e9dits en faveur des AGR EN 2025"},"content":{"rendered":"\n

La dynamique de l’inclusion financi\u00e8re au Togo conna\u00eet une nouvelle impulsion. L’heure est au bilan et la hausse des cr\u00e9dits octroy\u00e9s par le Fonds national de la finance inclusive en faveur des activit\u00e9s g\u00e9n\u00e9ratrices de revenus frappe l’\u0153il. Elle marque une \u00e9tape significative dans la consolidation d’une \u00e9conomie plus participative et r\u00e9siliente.<\/em><\/strong><\/p>\n\n\n\n

Les volumes de financement allou\u00e9s aux b\u00e9n\u00e9ficiaires connaissent une progression notable. Cette augmentation refl\u00e8te non seulement la confiance renouvel\u00e9e des autorit\u00e9s dans le m\u00e9canisme, mais aussi la capacit\u00e9 des b\u00e9n\u00e9ficiaires \u00e0 honorer leurs engagements.<\/p>\n\n\n\n

Dans les march\u00e9s, les ateliers, les exploitations agricoles et les petites unit\u00e9s de transformation, les effets de cette hausse se font d\u00e9j\u00e0 sentir. Les commer\u00e7antes renforcent leurs stocks et diversifient leurs produits. Les artisans investissent dans du mat\u00e9riel plus performant. Les producteurs agricoles am\u00e9liorent leurs rendements gr\u00e2ce \u00e0 l’acquisition d’intrants et d’\u00e9quipements adapt\u00e9s. Chaque financement suppl\u00e9mentaire ouvre la voie \u00e0 une mont\u00e9e en puissance des activit\u00e9s.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Un fort d\u00e9veloppement \u00e0 la base<\/strong><\/p>\n\n\n\n

Au titre de l’ann\u00e9e 2025 seulement, un total de 34 006 cr\u00e9dits a \u00e9t\u00e9 octroy\u00e9 aux Togolais par le FNFI, m\u00e9canisme tr\u00e8s actif depuis 2014. Parmi ces cr\u00e9dits, 33 213 sont consacr\u00e9s aux activit\u00e9s g\u00e9n\u00e9ratrices de revenus (AGR).<\/p>\n\n\n\n

Dans le d\u00e9tail, 791 cr\u00e9dits ont \u00e9t\u00e9 accord\u00e9s au profit des tr\u00e8s petites et moyennes entreprises (TPME) et deux prestataires de services financiers ont \u00e9t\u00e9 refinanc\u00e9s, pour un montant global de plus de 4,12 milliards de francs CFA. Une forte concentration est observ\u00e9e dans la r\u00e9gion des Savanes. Les habitants de cette zone septentrionale ont b\u00e9n\u00e9fici\u00e9 de 42,2 % des cr\u00e9dits, soit 14 360 pr\u00eats qui les ont aid\u00e9s \u00e0 prosp\u00e9rer dans leurs activit\u00e9s.<\/p>\n\n\n\n

Cette progression des cr\u00e9dits favorise, \u00e0 n’en point douter, l’essor de l’entrepreneuriat f\u00e9minin et juv\u00e9nile. Les femmes transforment ces ressources en opportunit\u00e9s concr\u00e8tes d’autonomisation. Les jeunes trouvent dans ces financements un tremplin pour concr\u00e9tiser leurs projets et s’engager dans l’auto-emploi. La hausse des cr\u00e9dits devient ainsi un instrument de lutte contre la pr\u00e9carit\u00e9 et le ch\u00f4mage.<\/p>\n\n\n\n

Impact macro\u00e9conomique<\/strong><\/p>\n\n\n\n

Au-del\u00e0 des trajectoires individuelles, l’impact macro\u00e9conomique m\u00e9rite d’\u00eatre soulign\u00e9. En injectant davantage de ressources dans les circuits \u00e9conomiques locaux, le FNFI stimule la consommation, renforce la production et encourage la formalisation progressive des activit\u00e9s. <\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Cette circulation accrue de capitaux contribue \u00e0 dynamiser les territoires et \u00e0 consolider la base productive nationale. La hausse des cr\u00e9dits pour l’expansion des AGR t\u00e9moigne par ailleurs de la solidit\u00e9 du mod\u00e8le. L’accompagnement en \u00e9ducation financi\u00e8re et le suivi rapproch\u00e9 des b\u00e9n\u00e9ficiaires favorisent une culture de remboursement responsable.<\/p>\n\n\n\n

L’augmentation des cr\u00e9dits du FNFI consacr\u00e9s aux activit\u00e9s g\u00e9n\u00e9ratrices de revenus symbolise donc la volont\u00e9 de b\u00e2tir une croissance inclusive, o\u00f9 chaque initiative, m\u00eame modeste, peut devenir un moteur de prosp\u00e9rit\u00e9.<\/p>\n\n\n\n

(In LE MEDIUM n\u00b0695 du 23 au 30 mars 2026)<\/strong><\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, (publi)reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong><\/strong><\/em><\/strong><\/p>\n\n\n\n

www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

La dynamique de l’inclusion financi\u00e8re au Togo conna\u00eet une nouvelle impulsion. L’heure est au bilan et la hausse des cr\u00e9dits octroy\u00e9s par le Fonds national de la finance inclusive en faveur des activit\u00e9s g\u00e9n\u00e9ratrices de revenus frappe l’\u0153il. Elle marque une \u00e9tape significative dans la […]<\/p>\n","protected":false},"author":2,"featured_media":29386,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,73],"tags":[],"class_list":["post-29384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-inclusion"],"a3_pvc":{"activated":false,"total_views":0,"today_views":0},"yoast_head":"\nFINANCE INCLUSIVE : 33.000 cr\u00e9dits en faveur des AGR EN 2025 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/macite.tg\/?p=29384\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FINANCE INCLUSIVE : 33.000 cr\u00e9dits en faveur des AGR EN 2025 -\" \/>\n<meta property=\"og:description\" content=\"La dynamique de l’inclusion financi\u00e8re au Togo conna\u00eet une nouvelle impulsion. 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