{"id":29171,"date":"2026-03-23T13:49:41","date_gmt":"2026-03-23T13:49:41","guid":{"rendered":"https:\/\/macite.tg\/?p=29171"},"modified":"2026-03-23T14:24:31","modified_gmt":"2026-03-23T14:24:31","slug":"fonds-publics-ces-puissants-mecanismes-qui-generent-valeur-et-opportunites-dans-le-pays","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=29171","title":{"rendered":"FONDS PUBLICS : Ces puissants m\u00e9canismes qui g\u00e9n\u00e8rent valeur et opportunit\u00e9s dans le pays"},"content":{"rendered":"\n

La volont\u00e9 de l’\u00c9tat de structurer des m\u00e9canismes capables de faire circuler l’investissement public et d’en amplifier l’impact s’affirme comme une ligne directrice de l’action publique. Certains fonds publics g\u00e9n\u00e8rent ainsi des revenus financiers directs pour les Togolais tout en produisant des retours \u00e9conomiques durables.<\/em><\/strong><\/p>\n\n\n\n

Le Fonds national de la finance inclusive (FNFI) affiche des revenus financiers tangibles ; le fonds Tinga repose sur une logique de remboursement progressif et de fonds rotatif ; le Fonds d’appui aux initiatives \u00e9conomiques des jeunes (Faiej) finance des projets cr\u00e9ateurs d’emplois ; tandis que le Fonds d’appui aux collectivit\u00e9s territoriales (FACT) structure l’investissement local. Chacun agit dans son champ, mais tous participent d’une m\u00eame ambition : transformer la d\u00e9pense publique en levier \u00e9conomique durable.<\/p>\n\n\n\n

Faire grandir<\/strong><\/p>\n\n\n\n

Le FNFI en offre l’illustration la plus imm\u00e9diate. En 2025, il a g\u00e9n\u00e9r\u00e9 931,92 millions de francs de revenus financiers. Sur la seule ann\u00e9e, 34.006 cr\u00e9dits ont \u00e9t\u00e9 octroy\u00e9s, injectant 4,12 milliards dans le tissu \u00e9conomique. Depuis 2013, le cumul atteint 1,94 million de cr\u00e9dits pour un volume global de 117,7 milliards, avec un taux de remboursement de 94,98 %.<\/p>\n\n\n\n

Dans un registre diff\u00e9rent mais anim\u00e9 par la m\u00eame logique, Tinga d\u00e9ploie une ing\u00e9nierie sociale et financi\u00e8re subtile. Longtemps, le co\u00fbt du raccordement \u00e0 l’\u00e9lectricit\u00e9 constituait un obstacle majeur pour de nombreux m\u00e9nages. Le m\u00e9canisme Tinga inverse la perspective : 1 000 francs CFA \u00e0 l’entr\u00e9e, contre environ 100.000 francs auparavant, puis un remboursement \u00e9tal\u00e9 sur une p\u00e9riode pouvant aller jusqu’\u00e0 dix ans, selon les capacit\u00e9s contributives.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Au 30 juin 2025, pr\u00e8s de 80.000 branchements ont \u00e9t\u00e9 r\u00e9alis\u00e9s dans les r\u00e9gions Maritime, Plateaux, Centrale, Kara et Savanes. L’\u00e9lectricit\u00e9 ainsi rendue accessible transforme les conditions de vie, mais aussi les perspectives \u00e9conomiques : les petits commerces prolongent leurs horaires, les ateliers gagnent en productivit\u00e9 et les services se d\u00e9veloppent. En arri\u00e8re-plan, le remboursement progressif alimente le fonds, garantissant sa p\u00e9rennit\u00e9. Inclusion \u00e9nerg\u00e9tique et \u00e9quilibre financier se r\u00e9pondent.<\/p>\n\n\n\n

Le m\u00eame esprit irrigue le Fonds d’appui aux initiatives \u00e9conomiques des jeunes (Faiej), remplac\u00e9 r\u00e9cemment par l’ADTPME.<\/p>\n\n\n\n

Entrepreneuriat et emplois durables<\/strong><\/p>\n\n\n\n

\u00c0 fin d\u00e9cembre 2024, plus de 6.929 projets ont \u00e9t\u00e9 financ\u00e9s, permettant la cr\u00e9ation de 27.284 emplois durables. Pr\u00e8s de 9,6 milliards de francs CFA de cr\u00e9dits ont \u00e9t\u00e9 octroy\u00e9s. Ici encore, il ne s’agit pas d’un simple guichet. Dot\u00e9 d’une autonomie financi\u00e8re, le Faiej associait financement et accompagnement technique, s\u00e9curisant les trajectoires entrepreneuriales.<\/p>\n\n\n\n

Chaque projet soutenu devient une cellule de production, chaque emploi cr\u00e9\u00e9 \u00e9largit la base \u00e9conomique nationale. La valeur g\u00e9n\u00e9r\u00e9e ne se mesure pas seulement en flux financiers, mais en vitalit\u00e9 productive et en perspectives offertes \u00e0 une g\u00e9n\u00e9ration.<\/p>\n\n\n\n

Territoires en mouvement<\/strong><\/p>\n\n\n\n

Enfin, le Fonds d’appui aux collectivit\u00e9s territoriales (Fact) ancre cette strat\u00e9gie dans les territoires. En cinq ans, plus de 41,8 milliards de francs CFA ont \u00e9t\u00e9 allou\u00e9s aux collectivit\u00e9s locales. Les dotations sont pass\u00e9es de 2,63 milliards en 2020 \u00e0 9,5 milliards en 2025, soit une progression de plus de 260 %, avec 12 milliards de francs CFA pr\u00e9vus en 2026.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Si le Fact ne g\u00e9n\u00e8re pas de revenus financiers directs, il finance des infrastructures structurantes : salles de classe, forages, extensions de r\u00e9seaux \u00e9lectriques, bureaux d’\u00e9tat civil. Ces investissements am\u00e9liorent l’environnement \u00e9conomique local, soutiennent l’activit\u00e9 et posent les bases d’une croissance territoriale plus solide.<\/p>\n\n\n\n

Revenus financiers, emplois durables, acc\u00e8s \u00e9largi aux services essentiels, infrastructures structurantes… Pris dans leur ensemble, ces fonds montrent que l’investissement public n’est pas une fin en soi, mais le point de d\u00e9part d’un cycle vertueux. Les gouvernants veillent \u00e0 entretenir ce cycle r\u00e9guli\u00e8rement, chaque fois que le besoin se fait sentir, afin que toutes les couches de la population puissent en b\u00e9n\u00e9ficier, quel que soit le domaine concern\u00e9.<\/p>\n\n\n\n

Samir B.<\/strong><\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/a><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, (publi)reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong><\/strong><\/em><\/strong><\/p>\n\n\n\n

www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

La volont\u00e9 de l’\u00c9tat de structurer des m\u00e9canismes capables de faire circuler l’investissement public et d’en amplifier l’impact s’affirme comme une ligne directrice de l’action publique. Certains fonds publics g\u00e9n\u00e8rent ainsi des revenus financiers directs pour les Togolais tout en produisant des retours \u00e9conomiques durables. 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