{"id":25610,"date":"2025-10-23T08:32:50","date_gmt":"2025-10-23T08:32:50","guid":{"rendered":"https:\/\/macite.tg\/?p=25610"},"modified":"2025-10-23T08:32:58","modified_gmt":"2025-10-23T08:32:58","slug":"assurance-maladie-une-nouvelle-categorie-de-personnes-peut-se-frotter-les-mains","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=25610","title":{"rendered":"ASSURANCE MALADIE : Une nouvelle cat\u00e9gorie de personnes peut se frotter les mains"},"content":{"rendered":"\n

Une nouvelle \u00e9tape majeure du syst\u00e8me de protection va \u00eatre franchie. Apr\u00e8s avoir consolid\u00e9 la couverture des agents publics et des travailleurs du secteur priv\u00e9, l’\u00c9tat s’appr\u00eate d\u00e9sormais \u00e0 \u00e9tendre l’assurance maladie universelle aux travailleurs non-salari\u00e9s. Cette \u00e9volution, attendue depuis des ann\u00e9es, marque une avanc\u00e9e sociale et \u00e9conomique consid\u00e9rable, t\u00e9moignant d’une volont\u00e9 politique de garantir \u00e0 chaque citoyen un acc\u00e8s \u00e9quitable aux soins de sant\u00e9, quel que soit son statut professionnel.<\/em><\/strong><\/p>\n\n\n\n

Une grande partie de la population togolaise active \u00e9volue dans le secteur informel. L’extension de l’assurance maladie universelle constitue ainsi un tournant. Artisans, commer\u00e7ants, conducteurs de taxi-moto, agriculteurs, couturiers ou encore petits entrepreneurs, tous ces acteurs, longtemps exclus, peuvent entrevoir un salut.<\/p>\n\n\n\n

Acc\u00e9l\u00e9ration de l’Amu<\/strong><\/p>\n\n\n\n

En d\u00e9but du mois d’octobre 2025, la Caisse nationale de s\u00e9curit\u00e9 sociale (CNSS) a organis\u00e9 une s\u00e9ance d’information avec les travailleurs exer\u00e7ant toute activit\u00e9 professionnelle dans un cadre non formalis\u00e9, appel\u00e9s commun\u00e9ment travailleurs non-salari\u00e9s (TNS).<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

L’institution a d\u00e9voil\u00e9 avoir mis en place une plateforme num\u00e9rique d\u00e9di\u00e9e (Amu TNS) pour l’enr\u00f4lement des travailleurs non-salari\u00e9s, quels que soient leurs secteurs d’activit\u00e9s ou leurs cat\u00e9gories professionnelles. Les concern\u00e9s ont pris connaissance des dispositions relatives \u00e0 leur int\u00e9gration dans le dispositif de l’Amu dont les aspects ont \u00e9t\u00e9 pr\u00e9cis\u00e9s, notamment les prestations couvertes, le r\u00f4le des structures de sant\u00e9 partenaires, les m\u00e9canismes de prise en charge pr\u00e9vus pour cette nouvelle cat\u00e9gorie d’assur\u00e9s.<\/p>\n\n\n\n

Ont \u00e9t\u00e9 \u00e9galement expliqu\u00e9es les modalit\u00e9s d’enr\u00f4lement et de cotisation pour faciliter l’adh\u00e9sion des ayants droit. En effet, l’Amu pour les TNS couvre des prestations m\u00e9dicales essentielles qui sont organis\u00e9es en cat\u00e9gories. La couverture comprend les soins pr\u00e9ventifs, curatifs et hospitaliers n\u00e9cessaires \u00e0 la prise en charge des pathologies courantes. Aussi, le panier de soins inclut une liste de m\u00e9dicaments et de prestations m\u00e9dicales remboursables.<\/p>\n\n\n\n

Les cotisations \u00e9tablies<\/strong><\/p>\n\n\n\n

Les assur\u00e9s peuvent choisir la formule qui les satisfait. Ils peuvent alors d\u00e9cider d’opter pour une cotisation de 10.000 francs CFA payable \u00e0 l’avance. Au cas o\u00f9 ils d\u00e9cideraient d’aller pour une formule trimestrielle, ils verseront \u00e0 l’avance 28.500 francs chaque trois mois.<\/p>\n\n\n\n

S’agissant de couverture sur six mois, le montant de la cotisation est fix\u00e9 \u00e0 54.000 francs CFA, \u00e0 r\u00e9gler aussi avant le d\u00e9but de la p\u00e9riode. La cotisation annuelle est d’un montant de 102.000 francs, payable en une seule fois et \u00e0 l’avance.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Selon la CNSS, quelle que soit la formule choisie, l’assur\u00e9 doit respecter une p\u00e9riode de carence de 90 jours, ce qui correspond \u00e0 trois mois, avant de pouvoir b\u00e9n\u00e9ficier des prestations de soins. Pour toutes les options, l’assurance couvre six ayants droit que sont : l’assur\u00e9(e) principal(e), son\/sa conjoint(e) l\u00e9galement mari\u00e9(e) et quatre enfants l\u00e9gitimes. Il existe la possibilit\u00e9 d’associer d’autres b\u00e9n\u00e9ficiaires, \u00e0 condition d’un compl\u00e9ment de paiement d\u00e9fini en fonction des liens de parent\u00e9.<\/p>\n\n\n\n

Cette phase d’extension vise \u00e0 int\u00e9grer progressivement plusieurs centaines de milliers de travailleurs non-salari\u00e9s dans le r\u00e9gime national d’assurance maladie. L’id\u00e9e est de faire de la sant\u00e9 un droit et non un privil\u00e8ge et de r\u00e9duire la pr\u00e9carit\u00e9 li\u00e9e aux d\u00e9penses m\u00e9dicales, souvent insoutenables pour les m\u00e9nages \u00e0 revenus modestes.<\/p>\n\n\n\n

Samir A.<\/strong><\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/a><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, (publi)reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong><\/strong><\/em><\/strong><\/p>\n\n\n\n

www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Une nouvelle \u00e9tape majeure du syst\u00e8me de protection va \u00eatre franchie. Apr\u00e8s avoir consolid\u00e9 la couverture des agents publics et des travailleurs du secteur priv\u00e9, l’\u00c9tat s’appr\u00eate d\u00e9sormais \u00e0 \u00e9tendre l’assurance maladie universelle aux travailleurs non-salari\u00e9s. Cette \u00e9volution, attendue depuis des ann\u00e9es, marque une avanc\u00e9e […]<\/p>\n","protected":false},"author":2,"featured_media":25611,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,5],"tags":[],"class_list":["post-25610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-sante"],"yoast_head":"\nASSURANCE MALADIE : Une nouvelle cat\u00e9gorie de personnes peut se frotter les mains -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/macite.tg\/?p=25610\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ASSURANCE MALADIE : Une nouvelle cat\u00e9gorie de personnes peut se frotter les mains -\" \/>\n<meta property=\"og:description\" content=\"Une nouvelle \u00e9tape majeure du syst\u00e8me de protection va \u00eatre franchie. 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