{"id":25222,"date":"2025-10-07T19:41:19","date_gmt":"2025-10-07T19:41:19","guid":{"rendered":"https:\/\/macite.tg\/?p=25222"},"modified":"2025-10-07T19:41:33","modified_gmt":"2025-10-07T19:41:33","slug":"conseil-national-du-credit-le-taux-brut-de-degradation-a-7-a-fin-juin-2025","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=25222","title":{"rendered":"CONSEIL NATIONAL DU CREDIT : Le taux brut de d\u00e9gradation \u00e0 7% \u00e0 fin juin 2025"},"content":{"rendered":"\n

Les informations disponibles au minist\u00e8re de l’\u00e9conomie et des finances indiquent que sur les sept (7) premiers mois de l’ann\u00e9e, l’activit\u00e9 dans le secteur tertiaire est rest\u00e9e vigoureuse, avec un indice du chiffre d’affaires dans les services marchands qui est ressorti en moyenne \u00e0 137, contre 127 un an auparavant, soit une progression de 8%. En outre, le dynamisme observ\u00e9 dans l’activit\u00e9 commerciale est aussi maintenu, car l’indice du chiffre d’affaires dans le commerce a cr\u00fb de 3% pour atteindre 110, au cours de la m\u00eame p\u00e9riode.<\/em><\/strong><\/p>\n\n\n\n

Une \u00e9volution positive est not\u00e9e au niveau de l’assainissement du portefeuille de cr\u00e9dit des banques, avec un taux brut de d\u00e9gradation qui est pass\u00e9 de 7,6% au 30 juin 2024 \u00e0 7% \u00e0 fin juin 2025. \u00ab Je me r\u00e9jouis particuli\u00e8rement du repli des taux pratiqu\u00e9s aux micros et aux moyennes entreprises, qui ont enregistr\u00e9 des baisses respectives de 60 et 20 points de base, en glissement annuel.<\/em><\/p>\n\n\n\n

Pour m\u00e9moire, ces taux s’\u00e9tablissent \u00e0 8,5% pour les micros entreprises et \u00e0 8,0% pour les entreprises de taille moyenne \u00bb<\/em>, a dit Essow\u00e8 Barcola. La baisse du co\u00fbt du cr\u00e9dit, avec un taux d’int\u00e9r\u00eat d\u00e9biteur moyen ressorti \u00e0 7,5% est constat\u00e9e au deuxi\u00e8me trimestre 2025, contre 8% \u00e0 la m\u00eame p\u00e9riode de 2024.<\/p>\n\n\n

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\"\"<\/figure>\n<\/div>\n\n\n

Malgr\u00e9 les risques qui p\u00e8sent sur la conjoncture \u00e9conomique mondiale, l’\u00e9conomie nationale demeure r\u00e9siliente gr\u00e2ce aux mesures de politiques \u00e9conomiques prises par le Gouvernement. Selon le Ministre de l’\u00c9conomie et des Finances, Monsieur Essow\u00e8 Georges Barcola, les indicateurs \u00e9conomiques sont encourageants : le taux de croissance \u00e9conomique est attendu autour de 6,3% en 2025 ; le secteur financier a maintenu son dynamisme, avec une progression de 22% du volume des nouvelles mises en place de cr\u00e9dit bancaires, la dette publique reste ma\u00eetris\u00e9e \u00e0 65% du Produit Int\u00e9rieur Brut (PIB) \u00e0 fin juin 2025, contre 69% du PIB \u00e0 fin d\u00e9cembre 2024.<\/p>\n\n\n\n

\u00ab La production industrielle s’inscrit dans une tendance haussi\u00e8re, avec un indice qui a augment\u00e9 de 8% \u00e0 89 sur la m\u00eame p\u00e9riode. Cette \u00e9volution encourageante de la conjoncture \u00e9conomique s’accompagne de la d\u00e9c\u00e9l\u00e9ration du niveau g\u00e9n\u00e9ral des prix et de la ma\u00eetrise du taux d’endettement public. En effet, le taux moyen d’inflation est ressorti \u00e0 1,2% \u00e0 fin juin 2025, contre 3,2% un an plus t\u00f4t \u00bb,<\/em> a-t-il indiqu\u00e9.<\/p>\n\n\n\n

Sur le volet du financement de l’\u00e9conomie et la situation du secteur financier, quelques \u00e9volutions encourageantes \u00e0 noter. Sur les six premiers mois de l’ann\u00e9e 2025, le volume des nouvelles mises en place de cr\u00e9dit bancaires a progress\u00e9 de 22% en un an pour s’\u00e9tablir \u00e0 543 milliards. Au niveau des institutions de microfinance, sur la m\u00eame p\u00e9riode, les nouveaux concours en faveur des agents \u00e9conomiques se sont \u00e9lev\u00e9s \u00e0 141 milliards, contre 142 milliards un an plus t\u00f4t.<\/p>\n\n\n\n

L’am\u00e9lioration de la qualit\u00e9 des produits et services \u00e0 la client\u00e8le ; la prise en charge diligente des r\u00e9clamations des clients ; l’inversion de la d\u00e9gradation continue des portefeuilles de cr\u00e9dit des institutions de microfinance demeurent des d\u00e9fis.<\/p>\n\n\n

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\"\"<\/figure>\n<\/div>\n\n\n

\u00ab S’agissant particuli\u00e8rement des institutions de microfinance, j’invite les premiers responsables \u00e0 prendre des mesures appropri\u00e9es pour inverser la d\u00e9gradation continue de leurs portefeuilles de cr\u00e9dit, afin d’assurer une solidit\u00e9 du secteur de la microfinance qui b\u00e9n\u00e9ficie surtout aux couches les plus vuln\u00e9rables \u00bb,<\/em> conseille le ministre de l’\u00e9conomie et des finances.<\/p>\n\n\n\n

La R\u00e9daction (In LE MEDIUM n\u00b0673 du 07 au 13 Octobre 2025)<\/strong><\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, (publi)reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong><\/strong><\/em><\/strong><\/p>\n\n\n\n

www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Les informations disponibles au minist\u00e8re de l’\u00e9conomie et des finances indiquent que sur les sept (7) premiers mois de l’ann\u00e9e, l’activit\u00e9 dans le secteur tertiaire est rest\u00e9e vigoureuse, avec un indice du chiffre d’affaires dans les services marchands qui est ressorti en moyenne \u00e0 137, […]<\/p>\n","protected":false},"author":2,"featured_media":25223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,3],"tags":[],"class_list":["post-25222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-economie"],"yoast_head":"\nCONSEIL NATIONAL DU CREDIT : Le taux brut de d\u00e9gradation \u00e0 7% \u00e0 fin juin 2025 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/macite.tg\/?p=25222\" \/>\n<meta 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