{"id":16028,"date":"2024-08-16T12:39:59","date_gmt":"2024-08-16T12:39:59","guid":{"rendered":"https:\/\/macite.tg\/?p=16028"},"modified":"2024-08-16T12:42:45","modified_gmt":"2024-08-16T12:42:45","slug":"developpement-numerique-lexpansion-du-mobile-money-une-preuve-suffisante-de-ladhesion-des-togolais-au-processus","status":"publish","type":"post","link":"https:\/\/macite.tg\/?p=16028","title":{"rendered":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus"},"content":{"rendered":"\n

Le d\u00e9veloppement num\u00e9rique enclench\u00e9 depuis plusieurs d\u00e9cennies d\u00e9j\u00e0, s’accentue avec des initiatives porteuses. Le pays a ficel\u00e9 ses plans dans la strat\u00e9gie Togo Digital, des plans ex\u00e9cut\u00e9s les uns apr\u00e8s les autres pour se rapprocher de l’objectif fix\u00e9\u00a0: moderniser le pays et renforcer ses structures. Dans cette qu\u00eate du bien-\u00eatre, se trouve le mobile money \u00e0 qui une importance est accord\u00e9e par les gouvernants pour faciliter la vie aux utilisateurs.<\/em><\/strong> <\/p>\n\n\n\n

L’expansion du mobile money au Togo r\u00e9volutionne de fa\u00e7on voulue les transactions financi\u00e8res, garantissant ainsi aux populations une inclusion financi\u00e8re jamais vue auparavant.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

C’est un service en forte croissance qui facilite les paiements, les transferts d’argent et l’acc\u00e8s aux services bancaires, m\u00eame dans les zones rurales. Gr\u00e2ce \u00e0 la prolif\u00e9ration des t\u00e9l\u00e9phones mobiles, le mobile money est aujourd’hui un outil incontournable dans la vie quotidienne.<\/p>\n\n\n\n

Il r\u00e9duit drastiquement les barri\u00e8res \u00e9conomiques et stimule l’\u00e9conomie locale. Ses avantages se traduisent par une r\u00e9duction de l’utilisation de l’argent liquide, une s\u00e9curit\u00e9 accrue des transactions et une meilleure gestion financi\u00e8re pour les individus et les petites entreprises.<\/p>\n\n\n\n

L’ascension fulgurante<\/strong><\/p>\n\n\n\n

Le march\u00e9 du mobile money au Togo progresse \u00e0 une allure rapide. Il est domin\u00e9 par les deux principaux op\u00e9rateurs Moov Africa Togo (Flooz) et Togocom (TMoney).<\/p>\n\n\n\n

Au premier trimestre de 2024, le premier op\u00e9rateur a connu une baisse de la valeur de ses transactions, tandis que Togocom a enregistr\u00e9 de fortes transactions avec un nombre d’abonn\u00e9s qui a \u00e9galement augment\u00e9, selon l’Autorit\u00e9 de r\u00e9gulation des communications \u00e9lectroniques et des postes (Arcep).<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Moov Africa Togo a enregistr\u00e9 une baisse de 12 % de la valeur de ses transactions compar\u00e9es au premier trimestre de 2023. Elles s’\u00e9tablissent \u00e0 269 milliards de francs Cfa. Pour le nombre ou le volume des transactions, il est de 22 millions.<\/p>\n\n\n\n

S’agissant de TMoney de Togocom, c’est d’une augmentation de 11 % de la valeur des transactions qu’il s’agit. Elles ont atteint 649 milliards de francs Cfa, avec aussi une progression de 25 % du nombre ou du volume de transactions.<\/p>\n\n\n\n

Cela revient pour Togocom \u00e0 un contr\u00f4le \u00e0 61 % du march\u00e9 des abonn\u00e9s, contre 39 % pour Moov Africa Togo. L’Arcep indique que la valeur totale des transactions sur le march\u00e9 du mobile money a atteint 917 milliards de francs Cfa au premier trimestre 2024, soit une augmentation de 3 % par rapport au dernier trimestre de 2023.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

L’adoption massive du mobile money par les Togolais illustre une transformation soci\u00e9tale o\u00f9 la technologie devient un levier essentiel de bien-\u00eatre. L’engouement pour le mobile money n’est pas uniquement une r\u00e9ponse aux besoins financiers, mais aussi un signe que les jeunes, les hommes et les femmes acceptent l’essor technologique, se positionnant ainsi comme acteurs dynamiques d’un progr\u00e8s national inclusif et durable.<\/p>\n\n\n\n

Samir<\/strong><\/p>\n\n\n\n

@macite.tg        <\/em><\/strong><\/a><\/p>\n\n\n\n

E-mail : <\/em><\/strong>maciteinfo@gmail.com<\/em><\/strong><\/a>; <\/em><\/strong>bawela1@gmail.com<\/em><\/strong><\/a><\/em><\/strong><\/p>\n\n\n\n

Pour vos annonces, (publi)reportages, etc., joignez-nous au (00228)91515309\/79872224 <\/strong>www.macite.tg, L\u2019information, la bonne !<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Le d\u00e9veloppement num\u00e9rique enclench\u00e9 depuis plusieurs d\u00e9cennies d\u00e9j\u00e0, s’accentue avec des initiatives porteuses. Le pays a ficel\u00e9 ses plans dans la strat\u00e9gie Togo Digital, des plans ex\u00e9cut\u00e9s les uns apr\u00e8s les autres pour se rapprocher de l’objectif fix\u00e9\u00a0: moderniser le pays et renforcer ses structures. […]<\/p>\n","protected":false},"author":2,"featured_media":16029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,56],"tags":[],"class_list":["post-16028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-digital"],"yoast_head":"\nDEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/macite.tg\/?p=16028\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -\" \/>\n<meta property=\"og:description\" content=\"Le d\u00e9veloppement num\u00e9rique enclench\u00e9 depuis plusieurs d\u00e9cennies d\u00e9j\u00e0, s’accentue avec des initiatives porteuses. Le pays a ficel\u00e9 ses plans dans la strat\u00e9gie Togo Digital, des plans ex\u00e9cut\u00e9s les uns apr\u00e8s les autres pour se rapprocher de l’objectif fix\u00e9\u00a0: moderniser le pays et renforcer ses structures. […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/macite.tg\/?p=16028\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-16T12:39:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-16T12:42:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png\" \/>\n\t<meta property=\"og:image:width\" content=\"454\" \/>\n\t<meta property=\"og:image:height\" content=\"266\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jean Pierre BAWELA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jean Pierre BAWELA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028\"},\"author\":{\"name\":\"Jean Pierre BAWELA\",\"@id\":\"https:\\\/\\\/macite.tg\\\/#\\\/schema\\\/person\\\/e9f2de7e5dbbe7770a9402c7ce82f5c2\"},\"headline\":\"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus\",\"datePublished\":\"2024-08-16T12:39:59+00:00\",\"dateModified\":\"2024-08-16T12:42:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028\"},\"wordCount\":541,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/image-46.png\",\"articleSection\":[\"ACTUALITE\",\"DIGITAL\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/macite.tg\\\/?p=16028#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028\",\"url\":\"https:\\\/\\\/macite.tg\\\/?p=16028\",\"name\":\"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/image-46.png\",\"datePublished\":\"2024-08-16T12:39:59+00:00\",\"dateModified\":\"2024-08-16T12:42:45+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/#\\\/schema\\\/person\\\/e9f2de7e5dbbe7770a9402c7ce82f5c2\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/macite.tg\\\/?p=16028\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#primaryimage\",\"url\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/image-46.png\",\"contentUrl\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/image-46.png\",\"width\":454,\"height\":266},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/macite.tg\\\/?p=16028#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/macite.tg\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/macite.tg\\\/#website\",\"url\":\"https:\\\/\\\/macite.tg\\\/\",\"name\":\"\",\"description\":\"L'information, la bonne!!!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/macite.tg\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/macite.tg\\\/#\\\/schema\\\/person\\\/e9f2de7e5dbbe7770a9402c7ce82f5c2\",\"name\":\"Jean Pierre BAWELA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg\",\"url\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg\",\"contentUrl\":\"https:\\\/\\\/macite.tg\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg\",\"caption\":\"Jean Pierre BAWELA\"},\"url\":\"https:\\\/\\\/macite.tg\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/macite.tg\/?p=16028","og_locale":"fr_FR","og_type":"article","og_title":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -","og_description":"Le d\u00e9veloppement num\u00e9rique enclench\u00e9 depuis plusieurs d\u00e9cennies d\u00e9j\u00e0, s’accentue avec des initiatives porteuses. Le pays a ficel\u00e9 ses plans dans la strat\u00e9gie Togo Digital, des plans ex\u00e9cut\u00e9s les uns apr\u00e8s les autres pour se rapprocher de l’objectif fix\u00e9\u00a0: moderniser le pays et renforcer ses structures. […]","og_url":"https:\/\/macite.tg\/?p=16028","article_published_time":"2024-08-16T12:39:59+00:00","article_modified_time":"2024-08-16T12:42:45+00:00","og_image":[{"width":454,"height":266,"url":"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png","type":"image\/png"}],"author":"Jean Pierre BAWELA","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Jean Pierre BAWELA","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/macite.tg\/?p=16028#article","isPartOf":{"@id":"https:\/\/macite.tg\/?p=16028"},"author":{"name":"Jean Pierre BAWELA","@id":"https:\/\/macite.tg\/#\/schema\/person\/e9f2de7e5dbbe7770a9402c7ce82f5c2"},"headline":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus","datePublished":"2024-08-16T12:39:59+00:00","dateModified":"2024-08-16T12:42:45+00:00","mainEntityOfPage":{"@id":"https:\/\/macite.tg\/?p=16028"},"wordCount":541,"commentCount":0,"image":{"@id":"https:\/\/macite.tg\/?p=16028#primaryimage"},"thumbnailUrl":"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png","articleSection":["ACTUALITE","DIGITAL"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/macite.tg\/?p=16028#respond"]}]},{"@type":"WebPage","@id":"https:\/\/macite.tg\/?p=16028","url":"https:\/\/macite.tg\/?p=16028","name":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus -","isPartOf":{"@id":"https:\/\/macite.tg\/#website"},"primaryImageOfPage":{"@id":"https:\/\/macite.tg\/?p=16028#primaryimage"},"image":{"@id":"https:\/\/macite.tg\/?p=16028#primaryimage"},"thumbnailUrl":"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png","datePublished":"2024-08-16T12:39:59+00:00","dateModified":"2024-08-16T12:42:45+00:00","author":{"@id":"https:\/\/macite.tg\/#\/schema\/person\/e9f2de7e5dbbe7770a9402c7ce82f5c2"},"breadcrumb":{"@id":"https:\/\/macite.tg\/?p=16028#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/macite.tg\/?p=16028"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/macite.tg\/?p=16028#primaryimage","url":"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png","contentUrl":"https:\/\/macite.tg\/wp-content\/uploads\/2024\/08\/image-46.png","width":454,"height":266},{"@type":"BreadcrumbList","@id":"https:\/\/macite.tg\/?p=16028#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/macite.tg\/"},{"@type":"ListItem","position":2,"name":"DEVELOPPEMENT NUMERIQUE\u00a0: L\u2019expansion du mobile money, une preuve suffisante de l\u2019adh\u00e9sion des Togolais au processus"}]},{"@type":"WebSite","@id":"https:\/\/macite.tg\/#website","url":"https:\/\/macite.tg\/","name":"","description":"L'information, la bonne!!!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/macite.tg\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/macite.tg\/#\/schema\/person\/e9f2de7e5dbbe7770a9402c7ce82f5c2","name":"Jean Pierre BAWELA","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/macite.tg\/wp-content\/uploads\/2023\/09\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg","url":"https:\/\/macite.tg\/wp-content\/uploads\/2023\/09\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg","contentUrl":"https:\/\/macite.tg\/wp-content\/uploads\/2023\/09\/WhatsApp-Image-2023-09-19-at-14.44.41-122x122.jpeg","caption":"Jean Pierre BAWELA"},"url":"https:\/\/macite.tg\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/posts\/16028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/macite.tg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16028"}],"version-history":[{"count":0,"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/posts\/16028\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/macite.tg\/index.php?rest_route=\/wp\/v2\/media\/16029"}],"wp:attachment":[{"href":"https:\/\/macite.tg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/macite.tg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/macite.tg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}